ATB Financial - RFI - Retail Mortgage Underwriting System

The purpose of this Request for Information (RFI) is to gather information and explore the current market offerings for a Mortgage Origination System that can integrate seamlessly with ATB's chosen Customer Relationship Management (CRM) platform and other digital products. The desired system should prioritize ATB’s products, fostering an ecosystem approach to lending that supports both team member-assisted and direct-to-consumer experiences. It must also fully integrate with ATB’s core banking system, and Point of Sale APIs being used by various mortgage brokers including Newton Velocity, Filogix Expert, Finmo Lendesk, Scarlett, BOSS, Pineapple, Unison. We seek to understand the available end-to-end functionality, covering the entire process from templated document generation, origination, scoring/adjudication, decision-making, funding, and integrated communication management, for both consumer and business loans.